Cases of stolen cars are often reported on the news which is quite alarming. Car theft is traumatic especially to first car owners who do not understand how cases of car theft are handled. Confusion and not being able to understand the next step to take immediately a car is stolen could give the thieves or carjackers more time to escape. The following are some of the steps to take when your car is stolen.
The first step is checking to confirm that the car is actually stolen. A panic attack could lead to misinterpreting the situation. The car might seem stolen for various reasons. Parking in a wrong place could be a cause. The car could be towed by the officials involved for being parked in a wrong place over a long period of time. Again, some drivers may forget where they parked their cars. This mainly happens in malls where there are hundreds of cars and the parking spaces are similar. Taking a minute or two to recall where you packed will save you the trauma of losing your vehicle.
If your car was not towed or you did not find it at the place you packed the next step should be to inform the police. You can either visit the nearest police station or make a call via the 24-hour police helpline. At this point you need to give all the information about the car including the number plate, the model of the car, the colour and the specific place where it was parked or stolen. If your vehicle has a tracking device it becomes easier to track it using GPS technology. If the car is not equipped with a tracking device then other police officers within a specified radius are notified so that they can be on the lookout.it is important to keep a copy of the police report because it may later be used to help with the insurance claim.
It is important to list all the belongings in your car when it was stolen. This way the police can get ways of getting back your car in case electronics like a phone or a laptop are switched on making it easy to track their location. The comprehensive coverage under your insurance may also require you to provide the list so that the insurers can calculate the amount of loss incurred making it easy for you to claim the losses.
Lastly the type of insurance you have purchased for your car will determine the coverage covered by it. A car can be insured against accidents or theft. The insurance company only covers the risk insured against. This means that if you had insured it against an accident and this case it gets stolen, the insurance company will not cover you. Nonetheless it is important to call your insurance company about the car theft. Some insurers provide different policies to their customers. If your insurance covers overall types of risks then you are lucky because in case the car is not recovered, the insurers are forced to pay for the claim. The department of motor vehicles keep logs of stolen cars. Having insurance for your car therefore makes it easy to recover your car because the authorities, your insurers and the department of motor vehicles in your area work together to recover your car.